When it comes to vehicle safety and the automotive industry, plenty of myths and rumors abound.
Whether you’re a first-time car buyer or you’ve been driving your own car for years, there are lots of untruths when it comes to being involved in an auto wreck.
Check out these common myths revolving around automobile accidents today, and find out the actual truths that debunk them.
Insurance Will Cover it All
If you’re involved in an auto wreck, your insurance company will help to cover some of the costs to repair or replace your vehicle. However, not all insurance companies or plans are the same, and their goal is to try and pay as little money to you as possible.
If you’re at fault in a wreck, then expect your premiums to go up, and your insurance company could possibly drop you altogether. Not all plans cover everything, so read the fine print carefully. Some policies may cover the cost of a rental car while others might not, for example.
A Rear-Ended Auto Wreck Means You’re Not at Fault
If you were hit from behind in an auto wreck, you might think that you’re absolved of being “at fault.” However, there could be times when even if you’ve been rear-ended, you could end up paying the bill.
Some occasions where you may be held accountable have to do with vehicle safety. For example, if your brake lights weren’t working and someone rear-ends you, then you might be liable for the damage.
Another instance could be if the other driver’s brakes had a manufacturer’s defect at the time of the accident. This could absolve them from fault, which means you could be responsible for paying for your vehicle repairs on your own.
You Don’t Need Medical Treatment
Part of car ownership means that you take a risk every time you hit the road. Even if you’re in a fender-bender, you should seek medical treatment after an auto wreck.
Minor accidents might not seem like a big deal at the time, but they could lead to serious injuries or pain later. It’s always best to consider asking for medical help after an accident, no matter how insignificant you think it might be.
Remember, there are many types of car accidents and they don’t have to cause serious damage to your car to cause harm to your body. If you don’t get medical attention, you might not have a case later if you decide to take the other driver to court.
Protect Yourself by Debunking the Myths
Now that you know more about the various myths surrounding vehicle accidents, you’ll be prepared if it happens to you. Remember to contact your insurance company right away if you get into an auto wreck so they can help you get the help you need.
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