Best Instant Loan Apps In India

Instant Loan Apps

Obtaining a personal loan has become complicated due to the multiple instant loan apps which approves loans within just a few hours. Instant loan apps offer instant approval of personal loans and sanction loans quickly to their customers.

Instant loan app enables you to apply for a personal loan and view current status of loan. Majority of the instant loan apps are user-friendly that helps them to apply for a personal loan without any hassle. Another major highlight regarding instant loan apps is that it would narrow down time required and unnecessary paper works as well. Today, we will be focusing on a list of best instant loan apps that are cheap and require minimum approval time.

However, you have to keep in mind that the approval time is different to that of disbursal time. Application process might be carried out within a few seconds but it would take ample time for the funds to be credited in your bank account. Since the process is executed via online, you are not required to visit the spot and attach hard copies for the loan approval process. One of the potential benefits associated with an instant loan app is that you could upload essential documents necessary for a personal loan. It is also helpful to keep track of the due date of EMI so as to avoid default payment.

Some of the best instant loan apps for emergency personal loan in India are as follows:

Money View Loans:-

Money View is a digital platform for financial products and assists you in obtaining a personal loan up to five lakhs. Money View personal loans are offered with multiple repayment tenure options of 12, 24, 36, 48 and 60 months with interest rates starting as low as 1.33% per month.

  • Entirely Paperless Application
  • Completely Safe & Secure
  • Flexible Repayment Terms up to 5 Years
  • Low Monthly Interest Rates Starting From 1.33%
  • Available in over 5000 Indian cities


It is currently one of fastest loan approval instant loan apps in the market. Credy takes pride in disbursing loan amounts within a period of just two days. By using credy app, you do have the option to send a loan application seamlessly and get approved if he/she is considered eligible. There are also advanced options like checking eligibility to make sure that application meets basic requirements. Another major highlight regarding Credy instant loan apps is that you can borrow up to one lakh. In addition, there are no hidden charges levied on an individual and it is also an excellent opportunity for you to earn additional benefits in the form of referral bonus. For further assistance, credy customer support is also available.


It is one of the popular instant loan apps that are active in India. Individuals are allowed to borrow loans ranging from three thousand rupees to five lakhs. The process does not involve any paperwork and the entire amount can be transferred to the bank instantly. Some of its additional features are that it does have a flexible EMI tenure i.e. two to thirty six months. It would take approximately four minutes for the loan amount to get approved. One of its potential benefits is the availability of a secured API and interface that safeguard your highly sensitive documents.


This app is exclusively designed for professionals who have a steady flow of income and require instant cash in the absence of collateral. They do have the option to apply for a loan amount of two lakhs and directly transfer to the bank account. It features three types of loans namely flexi personal loan, personal loan for salaried professionals and online purchase loan. One of its key highlights is that it does not involve paper works for carrying out loan approval process. Apart from that, only minimum documentation is required and avail maximum benefit for prompt payment of EMI. KreditBee app is secured with 128 bit SSL encryption to protect the sensitive information. This specific app can also be used to shop online at e-commerce websites including flip kart, Amazon, make my trip and myntra.

The above-mentioned list will assist you in selecting the best instant loan apps while applying for a personal loan in the forthcoming years.