About 26,000 Americans die each year because they don’t have access to health care. It’s not because they don’t want it; it’s because they can’t afford it.
Your health insurance rates are decided by factors like your age, where you live, and your income. If you’re seen as a risk, your premium can be higher.
So what can low-income families do? They can apply for Medicaid. It’s a way for them to get affordable healthcare.
What does Medicaid cover? Continue reading to find out more.
What Is Medicaid?
Medicaid is a health insurance program specifically for families that meet low-income standards set by their state. It helps them out by covering all aspects of healthcare like standard health insurance would.
Medicaid is often confused with Medicare because of the supports they both offer. However, Medicare gives you coverage if you’re over 65 or have a disability, no matter your income.
How Does Medicaid Work?
Getting Medicaid can be challenging because there are specific eligibility requirements that you need to meet. Typically you’ll need to be under the poverty line set by your state.
Since Medicaid is both a state and federal ran program, each state has its own eligibility requirements. So it’s vital that you check what they are before applying for Medicaid.
What Does Medicaid Cover?
Medicaid benefits will vary depending on where you lived. But some mandatory services are covered, such as:
- Inpatient and outpatient hospital services
- Labs tests (X-rays. blood work)
- Nursing services
- Physician assistance
Some optional benefits states may include are:
- Dental coverage
- Hospice care
- Physical therapy
- Drug rehabilitation
Other lesser-known programs Medicaid has includes:
- Emergency Medical Assitance for non-citizens
- Cash Assistance
- Medicaid for Pregnant Women
- Social Security-related Medicaid
These are just some of the benefits you’ll get when you get Medicaid coverage. But again, double-check with your state to see your eligibility requirements and what their Medicaid program covers.
Applying For Medicaid
Since your state determines Medicaid eligibility, you can start the process by filling out an application online. You’ll need proof of income, age, and immigration status for you and everyone in your family.
Some states may require you to come into their Medicaid offices to finish the rest of your application. Documents that are needed may also vary by each state.
Since each state’s Medicaid system can be tricky to deal with, you may need help. It would be best to hire a Medicaid attorney to help you navigate the system. Visit smithbarid.com for more information about hiring one.
Apply For Medicaid Today
Hopefully, we’ve answered your question, “what does Medicaid cover?” As you can see, it’s a great asset that can help you with medical bills or other health ailments. So if you’re eligible, apply today and enhance your life’s quality.
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